Mathematics — Measurements: MONEY

Level: Kenyan grade ~14 years old (Form 2). These notes explain money as a measurement, using the Kenyan Shilling (KSh / KES) in simple steps with examples and short exercises.

1. What is money as a measurement?

Money measures value. In calculations we treat money like decimal numbers (units and subunits). The Kenyan currency is the Kenyan Shilling (symbol: KSh). One shilling is divided into 100 cents: 1 KSh = 100 cents.

2. Common Kenyan denominations

Typical currency you will see:

1
coin (KSh 1)
5
coin (KSh 5)
10
coin (KSh 10)
20
coin (KSh 20)

Banknotes commonly used: KSh 50, KSh 100, KSh 200, KSh 500 and KSh 1000.

3. Working with money (rules)

  • Treat money as decimal numbers: KSh 48.50 means 48 shillings and 50 cents.
  • Align the decimal points when adding or subtracting prices.
  • Use highest denominations first when giving change (notes before coins).

4. Examples (worked)

Example 1 — Adding prices
John buys a notebook for KSh 48.50 and pens for KSh 23.75. What is the total?
Align decimals:
48.50
23.75
----
72.25
Total = KSh 72.25
Example 2 — Giving change
A customer pays KSh 200 for goods costing KSh 134.75. Find the change.
Change = amount paid − cost = 200.00 − 134.75 = 65.25 → KSh 65.25
Suggestion: give the highest notes first: KSh 50 note + KSh 10 coin + KSh 5 coin + KSh 0.25 (25 cents).
Example 3 — Discount (percentage)
A radio costs KSh 2,500. A shop gives 10% discount. New price?
Discount = 10% of 2,500 = 0.10 × 2,500 = KSh 250
New price = 2,500 − 250 = KSh 2,250
Example 4 — Tax / VAT
If VAT is 16% and an item costs KSh 500 (price before tax), total price = ?
VAT = 16% of 500 = 0.16 × 500 = KSh 80
Total = 500 + 80 = KSh 580

5. Currency exchange (simple conversion)

To convert foreign money to KSh: multiply foreign amount by the exchange rate (KSh per foreign unit). Example: if 1 USD = KSh 140, then

Convert USD 25 to KSh: 25 × 140 = KSh 3,500.
To convert KSh to USD: divide by the rate. KSh 2800 ÷ 140 = USD 20.

6. Tips for calculations

  • Write numbers in columns and align decimal points.
  • Check by estimating: approximate sums in whole shillings to see if answer is reasonable.
  • When handling percentages, work out the percent as a decimal (eg. 16% = 0.16).
  • Use a calculator for large sums, but know the steps by hand.

7. Practice questions

  1. Mary buys fruit for KSh 76.40 and a drink for KSh 22.60. She pays with KSh 200. How much change should she get?
  2. An item is marked KSh 1,200. There is a 15% discount. What is the discounted price?
  3. Convert KSh 7,000 to USD if 1 USD = KSh 140.
  4. A shopkeeper sold 3 pens at KSh 45.50 each and 2 notebooks at KSh 78.25 each. Find total sales.

8. Answers

  1. Total = 76.40 + 22.60 = KSh 99.00. Change = 200 − 99 = KSh 101.00.
  2. Discount = 15% of 1,200 = 0.15×1,200 = 180. Price = 1,200 − 180 = KSh 1,020.
  3. 7,000 ÷ 140 = USD 50.
  4. Pens: 3×45.50 = 136.50. Notebooks: 2×78.25 = 156.50. Total = 136.50 + 156.50 = KSh 293.00.
Quick summary: Treat money as decimals, always align decimal points, use highest denominations first when giving change, and convert with multiplication/division for exchange rates.

Note: exchange rates and coin usage change over time — always use the current rates and available denominations in real transactions.


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