BOOKKEEPING

Subject: Pre-technical β€” Topic: Entrepreneurship
Subtopic: Bookkeeping
(Notes for learners in Kenya, age 13)

What is bookkeeping? πŸ’Ό

Bookkeeping is the simple, regular recording of money that comes into and goes out of a business. It helps the owner know if the business is making money (profit) or losing money (loss).

Why bookkeeping matters

  • Helps plan and make better business decisions.
  • Shows if you have enough cash to buy stock or pay expenses.
  • Makes it easy to show how the business is doing to parents, teachers or a bank.
  • Helps when paying taxes like VAT (Value Added Tax) β€” basic awareness only at this level.

Basic words to know

Term Meaning (simple)
Asset Something the business owns (cash, stock).
Liability Money the business owes (loan, unpaid bills).
Capital Owner's money put into the business.
Income (Revenue) Money earned from selling goods or services (e.g., selling mandazi).
Expense Money spent to run the business (flour, fuel, rent).

Common records (what to keep)

  • Cash book: Write all cash in and out.
  • Sales book / receipts: Keep records of sales and receipts (who bought, what, how much).
  • Purchases book: Record what you buy for the business.
  • Petty cash: For small daily expenses like packaging or sugar.
  • Invoices & receipts: Keep paper or photo copiesβ€”important proof of transactions.

Step-by-step simple bookkeeping (for a small stall)

  1. Record each sale or expense every day (date, reason, amount).
  2. Classify it as income or expense.
  3. Transfer totals to a ledger (group similar items together).
  4. Check totals at the end of the week or month.
  5. Use totals to see profit = Income βˆ’ Expenses.

Small example with KSh (Kenyan Shillings)

Imagine you run a small snack stall. In one day:

  • Sold mandazi and juice and received KSh 1,200 (cash).
  • Bought more flour and sugar for KSh 300 (cash).
  • Paid a helper KSh 200 (cash).
Cash book (day):
Date Details Cash In (KSh) Cash Out (KSh)
01 Aug Sales (mandazi & juice) 1,200 β€”
01 Aug Buy flour & sugar β€” 300
01 Aug Helper wages β€” 200
Total 1,200 500
Cash at end of day KSh 700

How to find profit (simple)

Profit = Total income βˆ’ Total expenses
Using our example: Income KSh 1,200 βˆ’ Expenses KSh 500 = Profit KSh 700.

Quick visual: T-account (ledger idea)

Cash (KSh)
Debit (In)
1,200
Credit (Out)
500
Balance = 700
Expenses (KSh)
Flour & sugar: 300
Wages: 200
Total expenses = 500

Tools you can use

  • A simple exercise book or printed cash book form.
  • Smartphone notes or Excel (if available) to add numbers quickly.
  • Keep receipts or take photos of them β€” good proof.

Tips for young entrepreneurs

  • Write down every transaction the same day β€” it avoids forgetting.
  • Keep business money separate from personal money (different box or pouch).
  • Count cash at the end of the day and agree it with your cash book.
  • Ask an adult to help check your records once a week.
Try this short exercise (click to open)
You sell school snacks and on Monday: sold KSh 800; bought sugar KSh 150 on credit (will pay later); paid KSh 50 for packaging.

Q: What is Monday's cash in, cash out, and profit?

Answer:

Cash in = KSh 800 (sales). Cash out = KSh 50 (packaging). The purchase on credit (KSh 150) is not cash out today, it is recorded as a liability to pay later. Profit today = 800 βˆ’ 50 = KSh 750.

Keep practising these simple steps and soon bookkeeping will be easy. Good luck with your business! 😊


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